• Benchmark Mortgage slide #1
  • The Perfect Home Is Waiting for you.

    The Perfect Home Is Waiting for you.

  • Get up-to-date Rates and More.

    Get up-to-date Rates and More.

  • More than just your Lender.

    More than just your Lender.

  • Benchmark Mortgage slide #5

APPLY FOR A LOAN

About Our Company

VA Loans in 

Texas

Michigan

Missouri

Kansas

Wisconsin

Virginia

Tennessee

Kentucky

Arizona

Oklahoma

Georgia

Welcome to the official site of The Rick Ward Lending Team- Benchmark Mortgage. We are a full-service mortgage company based in Colorado Springs, CO. We specialize in VA Loans in in the states listed above!  Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

VA
Conventional 
FHA
 OTC Construction Loans

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

VA Streamline | VA Cash Out

What makes The Rick Ward Lending Team unique is that we offer the following niche programs as well: Get Mortgage Ready Program! 

Contact The Rick Ward Lending Team today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Learn More

VA Purchase Loans

Whether you are a first time home buyer or using your benefits to buy another home, we've got you covered. 100% financing available.

VA Streamline

Are you interested in lowering your interest rate and monthly payment or changing mortgage terms? With no appraisal needed, a VA streamline may be your best option.

VA Cashout Refinance

100% Cashout option available. This product is great for debt consolidation, or home remodels. Learn how to put your equity to work for you.